Find An Insurance Agent To Assist With Your Medicare Needs

Our team of trained insurance specialists spread across the states we service to provide local, personalized service that helps to cut the confusion and get you the policy you need quickly and affordably.

Get started by browsing through our network of agents below

Rick Frommling

(Managing Partner)

Rick grew up in Southwest Ohio and graduated from Little Miami High School in 1980. He started in the insurance industry in 1985 after a career in the grocery business was not providing him with a great enough opportunity. In the 35 years since, Rick has been passionate about providing clients with top tier service and agents with the support they need to excel in their careers. He currently lives in Lebanon, OH with his wife, Meg where they raised their 8 children.

Joe Frommling


Joe was born and raised in Lebanon, Ohio where he graduated from Lebanon High School in 2008. Since then he attended the University of Kentucky studying Political Science and working as a Field Coordinator with the Republican Party of Kentucky in 2010. Joe then served five years as an infantryman in the United States Marine Corps. After the Marine Corps, he began offering his services throughout the Commonwealth of Kentucky, specializing in Medicare products. Joe serves as our Medicare lines coordinator and trainer. After establishing an office in Lexington, Joe now lives in Northern Kentucky with his wife, Amanda and two daughters, Olivia and Nora.

Graham Morgan


Graham lives in Lebanon Ohio with his wife Hilary and three kids Kelton, Savanah and Bennett. While earning a B.S. in exercise physiology at Wilmington College he also competed on the track team. He also coaches track for the local high school. Since college he gained experience in direct sales and medical sales before joining 5 Star 3 years ago. He says this about his time with us, “This is truly a place where the good guy wins. I serve others and get rewarded for that. I feel like it’s the best shot for an average guy like me to live an extraordinary life.”

Luke Morgan


Luke Morgan is from Lebanon, Ohio and currently resides in Columbus. He graduated with a degree in Finance from Ohio State. While in school he was fortunate enough to play on the 2015 national championship under coach Urban Meyer. As a partner at 5 Star he is responsible for growing company size via new agents, as well leading the current sales force we have. He is recently engaged to his fiancé Olivia. In his spare time, he enjoys, exercising, traveling, and spending time with friends and family.

Chris Beisner

(Agent – Cincinnati)

Chris is a resident of Warren County Ohio and has been a resident of Ohio his entire life. He enjoys the slow country life with his wife and two amazing children. He earned a B.S. in Accounting at Urbana University and went on to work for 5 years as an Assistant Auditor for the State of Ohio Auditors Office. After that, Chris moved into law enforcement for nearly 8 years and left that career to give more time to God and family. He has been with the company for over a year now and no other job has compared to this in terms of flexibility and fulfillment. He is passionate about helping people through this stage of life change and allowing them to rest assured that their needs are taken care of so they can focus on what really matters. Chris was the winner of the 2020 Rookie of the Year Award given to the highest producing first-year agent.

Carolin Cassio

(Agent – Cincinnati)

Carolin grew up in New Vienna, Ohio and has stayed in Southwest Ohio. She came to us after working as a cosmetologist because she is passionate about getting to know people and providing professional service to her clients. Carolin currently lives in Kings Mills with her husband Irv and 3 sons.

Matt Suter

(Agent – Cincinnati)

Matt is from Mason, Ohio and graduated from the University of Dayton (’85) BSBA in Systems Analysis and Xavier University MBA (’90). Matt came to us in 2020 after a 30 year career as a Section Manager at Procter & Gamble where he retired. He loves helping individuals, families and small businesses make sound insurance decisions. His focus is on educating his clients and insuring their peace of mind. After working 30 years in corporate America as an IT professional, “it is refreshing to make a positive impact one client at a time.” Matt lives in Southwest Ohio with his wife Kelly and has 4 children; Holly (Chicago), Thomas (Columbus), Katie (Dallas), Patrick (Miami University) and dog, Crosley.

Aaron Mawhirter

(Agent – Columbus)

Aaron is originally from Sandusky, Ohio and currently resides in Columbus, Ohio. After completing his undergraduate degree in Exercise Science at The Ohio State University, he moved to Findlay, OH where he received a Master’s Degree in Education from the University of Findlay. During his time at Ohio State, Aaron was a four-year member of the football team as a long snapper. He is the son of John, who was a Lutheran Minister, and Dianne, who is a Nurse Practitioner. He has been with the company since September of 2019. “Working here has given me the opportunity to meet so many different people from different backgrounds, each with unique stories. My entire family is from Columbus, this is my home. Helping people has always been an innate part of who I am, and I’m blessed to be able to do it in the city I call home.”

Levi Ratliff

(Agent- Columbus/Eastern Ohio)

Levi was born and raised in the humble hills of South-Eastern Ohio where he learned the importance of taking care of your neighbor and always doing the right thing. Growing up in Southern Ohio he has a love for sports and all things outdoors, especially hunting and football. Levi attended West Portsmouth High School where he was named the 2012 class Valedictorian. After graduating from high school, he decided to pursue my football career at The Ohio State University, where he was blessed to be able to play under coach Urban Meyer while studying Business and Strategic Communications. After graduating from Ohio State in 2016 Levi entered into the insurance arena where he has been ever since! After a few years in the business he decided to get even more specialized and focus on Medicare, Life and Senior health insurance. “I really enjoy the fact that I am able to provide a free and excellent service to the seniors in our community.”

Jason Cassio

(Agent – Cincinnati)

Jason is originally from Kings Mills but lives in Cincinnati where he is a full-time student at the University of Cincinnati. He loves his role with 5 Star because “I feel like I am genuinely making a difference in the lives of the people I get the opportunity to serve.”

Devin Monroe

(Agent – Dayton)

Devin Monroe was born in Atlanta, Georgia and started with the company in 2021 focusing on Northwest Dayton. Devin graduated from Kent State University majoring in Business Administration and minoring in Marketing and Economics while being a member of the Football and Track teams. He enjoys meeting new people every day and having a chance to help them in a meaningful way while being part of a great team. Devin currently resides in Middletown.

John Cookson

John Cookson

(Agent – Tampa)

John grew up in Wilmington, North Carolina and left home to work for Don Cesar Hotel in St Pete Beach, Florida. He joined the company in 2019 and established an office in Tampa where he currently works. “This company has given me the most rewarding opportunity I have ever had. I am able to give my family a good life while doing a job in which I can serve my clients with excellence. It has felt like more of a journey than a job. John lives in St Petersburg with his wife, Ashley and children, Juliette and John-Avery.

Tim Frommling

(Agent – Lexington)

Tim was born and raised in Lebanon, Ohio. After high school, he joined the company as part of our expansion team into Central and Eastern Kentucky. In 2018, he took over retail partnerships in Kentucky with CVS and Walmart pharmacies. Tim sees his each of his clients as family and values the relationship he has with each one of them.

Nicole Torregrossa

Nicole Torregrossa

(Agent – Baton Rouge)

Nicole was born in Baton Rouge, Louisiana. She has been with the company since 2018, and in 2019, established an office the greater Baton Rouge area. Nicole graduated in 2014 with a BA in Religious and Pastoral studies, and a specialization in communication in order to pursue missionary work. She has always been passionate about reaching out to those in need. After graduating from college, Nicole ceased full time mission work and moved back to Louisiana. For the next five years, she was employed by Apple Inc. in sales and staff training. Her passion for helping people has led to skills that have guided her current career. Nicole now enjoys the puzzle of fitting every unique person with their complete healthcare solution, as well as the fulfillment of knowing that she is helping people in a vulnerable and important moment in their lives.

Tyler Kenyon

Tyler Kenyon

(Agent – Toledo)

Tyler is originally from Miamisburg, OH and attended the University of Toledo, studying Finance and Professional Sales. He recently joined us in 2021 as part of our Clinical Engagement Team in Northwest Ohio. He enjoys working alongside a great team while making a positive impact on the members of his community.